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Frequently Asked Questions About Bankruptcy

Need a San Francisco bankruptcy attorney to answer your questions?

When it comes to financial hardship, many people feel uncertain about what their future may hold. If you are one of the millions of Americans that struggle to make ends meet, you may find that working with Kostopoulos Law Group - The Bankruptcy Firm can help improve your situation. At our firm, we are proud to offer extensive experience in providing outstanding representation to individuals throughout San Francisco and the Bay Area. When you work with our firm, you can be confident that your case is in good hands. We strive to ensure that you are treated as an individual and that all of your questions and concerns are fully addressed.

In this section, we encourage you to look through our answers to some of the most commonly asked questions regarding bankruptcy and bankruptcy alternatives. Of course, if you still have questions or concerns regarding your specific situation, do not hesitate to work with a San Francisco bankruptcy lawyer from our team as soon as possible.

If I file for bankruptcy, will I lose my car or home?
While this belief is very common, bankruptcy does not always mean that you will be forced to sell your car or home. In fact, filing for bankruptcy can save your car from repossession and help ensure that you are able to remain within your home.

Which chapter do I file under?
Individuals, families and businesses have a few options when it comes to filing for bankruptcy. Under the United States Bankruptcy Code, you may be eligible to file for Chapter 7, Chapter 13 or Chapter 11 bankruptcy, depending on your circumstances. An attorney from our firm can help you decide which may be right for you.

Will my credit ever be repaired?
Just because you file for bankruptcy does not mean that your credit will be ruined forever; in fact, you can start to rebuild your credit almost immediately. When you work with our team, we will provide you with the tools you need to begin rebuilding your credit score.

How do I know if I am eligible?
With the exception of a few rules and some specific cases, almost anyone may be eligible to file for bankruptcy in the United States. When you work with our firm, we will help you determine which chapter is right for your debt situation.

Will all of my debts be discharged?
While bankruptcy does discharge most non-secured debts, not all debts will be eliminated. Federal loans, secured loans, most student loans and court-ordered payments will not be eliminated. An attorney can give you a better idea about your debts and how they can be discharged.

Does bankruptcy stop foreclosure?
Yes! When you file for bankruptcy, an automatic stay will be placed onto all of your accounts, putting an immediate stop on all foreclosure attempts. An automatic stay can grant you enough time to be able to regain control of your finances or work with an attorney to determine the next best course of action to take.

Will I need to go to court?
When you file any legal document, there is always the possibility of needing to go to court; however, when you work with our firm, we will do everything in our power to help ensure that your case gets settled outside of court.

Isn't bankruptcy bad?
No! There once was a time when bankruptcy had a negative stigma and debtors names were printed in local newspapers, but this is not the case anymore. Bankruptcy can actually greatly benefit an individual and provide much-needed relief from debts, collection attempts, and foreclosure.

Contact Kostopoulos Law Group - The Bankruptcy Law Firm today!

Are you ready to move forward and eliminate debt? If so, we encourage you to contact our team right away. For 10 years, we have provided outstanding legal counsel to over 6,000 people! Our experience, knowledge and zealous advocacy on behalf of our clients set us apart from other bankruptcy firms. Contact Kostopoulos Law Group - The Bankruptcy Firm today and tell us your story so that we can tell you how working with a San Francisco bankruptcy lawyer from our team can help you - (415) 275-3018!

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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